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  1. Thanks for sharing such a detailed and practical fact of car ownership cost in Malaysia. Many readers wud probably need to start living near mrt /lrt station and book a rented car soon after reading this article.

    1. Thanks Alex. Considering how much the average Malaysians make, I am constantly perplexed with the number of luxury cars on the road.

      Either Malaysians make more than declared, or everyone’s in debt up to their eyeballs.

      What do you reckon?

  2. The PROTON x70 Interest how come get 3.25% ? why i can get 2.33% from bank ? 7 years perior and loan amount also same ? can i know u Apply which bank ? and INSURANCE just 3.2k and your INSURANCE is 3.4k ? so expensive your x70 ….

  3. There are other two scenarios to look at also:

    1) What is the true cost of buying a second-hand car when compared to buying a new car?
    2) What if the person buying the car also use motorbike kapchai as part of the effort to bring down the cost further?

  4. I’m shook seeing the monthly cost of a Myvi.
    I wonder how some millenials can keep up with owning cars like Audi, Merz sport lol

    1. Right? Like how can they can afford it in the first place. Do all of them have rich parents?

      1. Right.. Some of them that I met said that they paid themselves.
        I think car maintenance sure sakit punya la hahah
        I know some people that drive bmw but barely can put food on table so yeah lol

        1. Everyone has a different way to enjoy life. But having a nice car at the expense of can’t put food on the table is a little too much IMO.

          1. So people said, cannot judge a book by it’s cover. Kita tak tahu their life macam mana.. Haha
            Anyway, I like to read post like this. You must have done a lot research, besides your own experience.

  5. Hi Helmi Hassan, thanks for this good write up.

    At least this has triggered me on the cost of owning an SUV.

    For whatever reason, I still can’t wait to ride my PROTON X50. Haha

    Thanks, bro.

  6. There’s certainly a great deal to know about this issue. I really like all the points you’ve made.

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  8. Thanks for the great article, very thorough and well written! Biggest mistake people made is to buy a car that they cant afford. I owned a myvi and it was paid off! so relieved to get out of debt and never ever thinking getting a brand new one even we have two kids. my next aim to to buy a good used car by cash.

  9. I’m rather late to this but I would suggest the author to include the safety aspect in the review for the costing as well. Coming from a poor family, I started on an EX5 then Myvi then Civic and now driving a C class. Both my Myvi and C class was rear-ended at a traffic light while stationary (freaking Malaysian and texting -_-) but both came out on the extreme ends of each other. I saw my whole life flashes in front of me when the dude hit me in my Myvi but the C class still feel like I had hope still. In the Myvi, the passenger seat came off, the B and C pillar senget both sides. The 5th door went into the car. Took me about 3 weeks to recover from the whiplash. In the C class, it’s totally different. The car absorbed the impact and yet the damage is only on the car. I know it’s not fair to compare these 2 but my point being safety should be a factor during this smartphone craze while driving pandemic when choosing a car.

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